It has never been more important that you have adequate pension provision. Nowadays we are living longer, expecting more from our retirement and can no longer rely on a state pension to support us.
Perhaps retirement seems a long way off, you may feel you have left it too late to make a difference or are simply unsure of where to start.
Hardly surprising, pensions can be complicated products and there is a bewildering choice of schemes and providers available in the market. Added to this there is continually changing legislation and falling annuity rates.
Do not allow these issues to put you off. Think of pensions simply as saving with tax breaks and remember that it is never too early to start saving for your retirement or too late to boost your fund.
Financial Options (N. E.) Limited can assess your requirements aiming to ensure:
Maximum tax relief on the amounts you invest.
Your fund accrues as free of income tax and capital gains tax as possible.
You have the option to take as much as legislation allows in tax-free cash on retirement.
Your money is invested with consideration to lowering charges and ensuring that your retirement portfolio reflects your attitude to investment risk.
Retirement solutions include:
Group Personal Pension Schemes
Executive Pension Schemes
Income Drawdown & Phased Retirement
Divorce & Pensions
Financial Options (N. E.) Limited will do the hard work, so you don't have to. Contact us for a no obligation consultation today.
Level and bases of, and reliefs from, taxation are those currently applying but are subject to change and their value depends on the individual circumstances of the investor. The value of investments can go down as well as up, as can the income derived from them. Past performance does not guarantee future growth or income and you may not get back the full amount invested.
Financial Options (N. E.) Ltd is an appointed representative
of Lighthouse Advisory Services Limited, who are authorised and Regulated by
the Financial Conduct Authority. Financial Options (N. E.) Ltd is registered
in Scotland No: SC229845 Registered Office: 7 Frithsdale Street, Fraserburgh,
Aberdeenshire AB43 9AR.
The Financial Ombudsman Service was set up by Parliament to sort out individual
complaints that consumers and financial businesses aren't able to resolve themselves.
Details of how the Financial Ombudsman Service can help can be found on
their website at www.financial-ombudsman.org.uk/consumer/complaints.htm or you
can ring the consumer help line on either 0800 023 4 567 or 0300 123 9 123.